About the Policy
With Group Corona Kavach Policy, you can insure your employees or members and their family under one policy against the expenses related to Coronavirus medical treatment. The policy covers inpatient hospitalisation due to Coronavirus disease, offers coverage from ₹ 50,000 to ₹ 5 Lakhs, and much more. Employer employee or Non employer employee can be insured on an Individual or family floater basis
Add-on cover : Hospital Daily Cash - Insured persons can also avail daily cash allowance for hospitalisation up to 15 days.
Important details
Features
- Employer employee or Non employer employee can be insured on an Individual or family floater basis.
- Coverage from ₹ 50,000 to ₹ 5 Lakhs.
- Inpatient Hospitalisation due to Coronavirus.
- Pre and Post hospitalisation.
- AYUSH treatment.
- Home care treatment expenses.
- Policy Period available for 3 ½ months, 6 ½ months, and 9 ½ months.
Exclusions
- Investigation & evaluation.
- Rest cure, rehabilitation and respite care.
- Breach of law.
- Diagnosis /treatment outside the geographical limits of India.
- Unproven treatments.
- Any claim in relation to COVID where it has been diagnosed prior to the policy start date.
- Any expenses incurred on day-care treatment and OPD treatment.
- Testing done at a diagnostic centre which is not authorised by the government shall not be recognised under this policy.
Please refer to the policy wording for a complete list of exclusions.