• Coverage for property against loss/damage by burglary/house breaking. It also covers damage to your premises caused by burglars during burglary or attempts.
• The policy pays actual loss/damage to your insured property caused by burglary/house breaking subject to the limit of sum insured. Policy pays only proportionate loss if the sum insured is not adequate.
• There is also a provision in the policy to cover bulk items on ‘first loss’ basis wherein a percentage of total stock stored can be taken as that exposed to the risk of burglary and housebreaking. The premium is charged on the (this) percentage selected only.

• To goods held in trust/commission, jewellery, curios, title deeds, business books unless specifically insured.
• Recoverable under Fire/Plate glass insurance policy
• Abstraction from a safe using a key or duplicate key unless it is obtained by violence or threat
• Due to shoplifting, acts involving you/your family members your employees
• Due to War perils, riot, strike (covered by payment of additional premium), acts of god, or nuclear perils.

Refer to the policy wordings for further details.