Why health insurance from Raheja QBE ?
Expensive medical treatment from unforeseen medical emergencies can cause financial burden for families. Health insurance helps you to safeguard your finances and to take care of yourself and your loved ones.
Our health insurance plans provide extensive and exclusive coverages. We offer cashless facility, easy claim registration and a large hospital network to ease your stress like a friend.
Offering a variety of insurance products to keep you secure
Arogya Sanjeevani Policy
Our Arogya Sanjeevani policy offers hospitalisation coverage from Rs. 1 lakh to Rs. 5 lakhs. This coverage is available on individual and on family floater sum insured basis.
Health QuBE Super Top Up
Our Health Qube Super Top plan lets you Boost your health insurance cover upto 1 cr.
Our Cancer insurance policy relieves you from bearing the costs of treatment. We offer comprehensive coverage for all stages of cancer.
Individual Personal Accident
Our Individual Personal Accident insurance plan provides mitigation against the financial consequences of unforeseeable mishaps and accidents.
Our Group Personal Accident insurance plan provides financial compensation in case of an accidental injury or demise of any member of the insured group.
Our Hospital Daily Cash-Group plan provides coverage to the insured against peripheral expenses other than hospitalization.
Our Pravasi Bhartiya Bima Yojana provides coverage against personal accident and death for Indians travelling to foreign countries.
Health Insurance frequently asked questions:
Your insurance company rewards you for staying hale and hearty! Every year you get cumulative bonus in the form of increased sum insured for not making any claims in consecutive of 2 years. We at Raheja QBE offer cumulative bonus of upto 100%
The fixed amount or percentage paid by the insured ( the one who is covered) for the medical treatment. If your co-payment percentage is 20% then in case of hospitalization you are suppose to bear 20% of the expense and remaining shall be paid by your insurer.
The process of making changes in your policy document such as change in name, adding or removing members and increasing sum insured etc is a part of endorsement.
If you are suffering from any ailment at the time of buying a policy is termed as pre existing illness or disease. It’s important to declare pre existing disease at the time of policy issuance or else at the time of claim; if the insurer knows about your existing illness your claim may get denied.
Insurance Company gives you a chance to cancel your policy post payment if you have found a better plan and wish to take a different plan. This period is called free-look period.
In simpler terms, waiting period is the duration when an insured must wait to get coverage for some disease or treatments. The insured may not receive benefits for claims filed during the waiting period. For example, there are waiting periods for pre existing disease and maternity treatment.
Get additional sum insured equal to your actual sum insured in case your sum insured gets exhausted.
Health insurance companies add sub limits on diseases, hospital room rent and coverage, which means after a certain limit you do not get the benefits.