Health Insurance
Health insurance plans
built for you
Wide range of plans to choose from
Why health insurance from Raheja QBE ?
Expensive medical treatment from unforeseen medical emergencies can cause financial burden for families. Health insurance helps you to safeguard your finances and to take care of yourself and your loved ones.
Our health insurance plans provide extensive and exclusive coverages. We offer cashless facility, easy claim registration and a large hospital network to ease your stress like a friend.
Offering a variety of insurance products to keep you secure (Active Product list)
Hospital Daily
Cash–Group
Our Hospital Daily Cash-Group plan provides coverage to the insured against peripheral expenses other than hospitalization.
Health QuBE Super Top Up
Our Health Qube Super Top plan lets you Boost your health insurance cover upto 1 cr.
Group Health Insurance
Our Group Health Insurance plan provides complete coverage to your employees and their family against medical emergencies.
Group Premier Personal Accident Policy
Our Group Premier Personal Accident Policy provides financial compensation in case of any accidental injury to your employees, students, teachers or members and their family
Saral Suraksha Bima
With Saral Suraksha Bima, you can insure yourself and family against losses incurred due to an accidental injury.
Arogya Sanjeevani Policy
Our Arogya Sanjeevani policy offers hospitalisation coverage from Rs. 50,000 to Rs. 10 lakhs. This coverage is available on individual and on family floater sum insured basis.
Group Health Super Top Up
RQBE’s Group Health Super Top Up plan covers the hospital bills up to the limit specified in your super top-up plan over and above the selected deductible amount.
Health Bharosa
A widespread Insurance cover for individuals with Physical & Mental Disability challenges and HIV/ AIDS infection.
Wage Compensation
Policy - Group
At Raheja QBE we believe in going above and beyond our services to create a positive experience for our customers. The Wage Compensation Policy offered by Raheja QBE applies this idea by providing the ease of daily cash benefits to the insured and to their aid.
Group Loan Insurance
Our Group Loan Insurance offers financial ease to borrowers of the financial institution in case of unfortunate events. The scope of coverage includes a wide range of loans as well as situations like personal accident, critical illness, loss of job, among others.
Pravasi Bhartiya
Bima Yojana
Our Pravasi Bhartiya Bima Yojana provides coverage against personal accident and death for Indians travelling to foreign countries.
RQBE Surrogacy and Oocyte Donor Insurance Policy
A Health Insurance Policy to cover Surrogate mother and Oocyte Donor for Medical Complications
Health Insurance frequently asked questions:
Your insurance company rewards you for staying hale and hearty! Every year you get a No Claim Bonus in the form of increased sum insured for not making any claims in consecutive of 2 years or a certain discount specified in your policy schedule on the renewal premium. We at Raheja QBE offer cumulative bonus of up to 100%
The fixed amount or percentage paid by the insured ( the one who is covered) for the medical treatment. If your co-payment percentage is 20% then in case of hospitalization you are suppose to bear 20% of the expense and remaining shall be paid by your insurer.
The process of making changes in your policy document such as change in name, adding or removing members and increasing sum insured etc is a part of endorsement.
If you are suffering from any ailment at the time of buying a policy is termed as pre existing illness or disease. It’s important to declare pre existing disease at the time of policy issuance or else at the time of claim; if the insurer knows about your existing illness your claim may get denied.
Insurance Company gives you a chance to cancel your policy post payment if you have found a better plan and wish to take a different plan. This period is called free-look period.
In simpler terms, waiting period is the duration when an insured must wait to get coverage for some disease or treatments. The insured may not receive benefits for claims filed during the waiting period. For example, there are waiting periods for pre existing disease and maternity treatment.
Get additional sum insured equal to your actual sum insured in case your sum insured gets exhausted.
Health insurance companies add sub limits on diseases, hospital room rent and coverage, which means after a certain limit you do not get the benefits.
You must notify Us either at the call center Toll free 1800 425 9449 or in writing at info@mediassist.com, in the event of planned or emergency hospitalization
We ensure our customers are provided with best services always. However, if you are unsatisfied at any point, kindly click here to understand our Grievance Redressal Process.
