About the Policy
This plan provides all the benefits of basic plan at a discount with the option of 20% co pay.
Schedule of benefits | Sum Insured Limit (1-2 Lacs) | Sum Insured Limit (3-50 Lacs) |
---|---|---|
In-patient hospitalisation | ![]() |
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Room rent (per day) | 1% of sum insured | 1% of sum insured |
ICU charges (per day) | 2% of sum insured | 2% of sum insured |
Doctor fees | 25% of sum insured* | 25% of sum insured* |
Pre hospitalisation | 30 Days | 60 Days |
Post hospitalisation | 60 Days | 90 Days |
Ambulance charges (#) | ![]() |
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Daily allowance | 500 per day | ![]() |
Organ donor benefit | ![]() |
20% of sum insured |
Recharge/replenish benefit | ![]() |
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Medical checkup | ![]() |
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Non Medical expenses (-) (on cashless facility) |
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Sum insured increase | 10% on cashless | 10% on cashless |
Domiciliary hospitalisation (@) | ![]() |
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No claim bonus | ![]() |
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Co-pay - 20% | Built-In | Built-In |
2 Year Policy availability | ![]() |
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Note: Family floater starts at 2 Lakhs sum insured and above
*In 20 Lakhs and above sum insured, the base coverage does not have sublimits.
Non medical expenses (-)
Sum Insured | Maximum amount per day |
---|---|
3 to 6 Lakhs | 1,000 |
7 to 9 Lakhs | 2,000 |
10 to 15 Lakhs | 3,000 |
20 to 50 Lakhs | 5,000 |
Ambulance charges (#)
Sum Insured | Maximum amount per hospitalisation |
---|---|
1 to 2 Lakhs | 1,000 |
3 to 9 Lakhs | 1,500 |
10 to 50 Lakhs | 2,500 |
- | - |
Domiciliary hospitalisation (@)
Sum Insured | Maximum amount per claim |
---|---|
1 to 2 Lakhs | 15,000 |
3 to 9 Lakhs | 25,000 |
10 to 20 Lakhs | 50,000 |
25 to 50 Lakhs | 1,50,000 |
Important Details
Features
Special features you can enjoy
- Choice of third party administrator
- Cashless facility available at more than 5,000+ hospitals across the country
- Online facility for policy issuance and claim registration
Exclusions
- Pre-existing diseases (Code- Excl01)
- First thirty days waiting period (Code- Excl03)
- Investigation & evaluation (Code- Excl04)
- Rest cure, rehabilitation and respite care (Code- Excl05)
- Obesity/weight control (Code- Excl06)
- Cosmetic or plastic Surgery (Code- Excl08)
Refer to the policy wordings for further details.