Compulsory Personal
Accident to Owner Driver

Security from
road accidents

Accidental coverage for motorist

About the Policy

This provides coverage for bodily injury or death of the owner-driver in case of an unfortunate accident.

Important details


  • Personal Accident Cover- covers Accidental Death and Permanent Total Disablement for Rs 15 Lacs for individual owners of the vehicle whilst driving/ travelling in insured vehicle. This benefit is not available for company owned vehicles.
  • This cover is available only if the vehicle is owned by an individual and individual have a valid driving license.
  • Since a General Personal Accident Policy covers against motor accidents, if an owner- driver already has a 24-hour Personal Accident cover against Death and Permanent Disability (Total & Partial) for CSI of at least Rs 15 lacs, there is no need for a separate PA Cover to be taken.

Refer to the policy wordings for further details.


  • Self incurred bodily injury
  • Claims arising out of contractual liability
  • Events of war, radioactivity and consequential loss

Refer to the policy wordings for further details.

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