Professional Indemnity Insurance

Insurance for
professional consultants

Security against legal liabilities

About the Policy

The policy offers coverage against legal liabilities arising from the professional’s business practices. The categories of professions covered includes but not limited to, construction and engineering, financial or professional investment advisor, management or business consultants and more.

Important details

Features

Covers legal liability for breach of professional duty in the conduct of the professional consulting/ advisory service they offer:

  • Settlements.
  • Compensatory damages awarded against the medical professionals.
  • Legal costs and expenses associated with defending legal actions.
  • Additional coverage for fraud and dishonesty, previous business, increased aggregate limit of indemnity.

Major categories of profession covered:

  • Construction & engineering Construction consultant, engineer, architect, interior designer and surveyor.
  • Medical Malpractice: Hospital, clinic, physiotherapist, psychologist, medical centre and nursing home.
  • Financial or professional investment adviser.
  • Computer consultant: software development, system integration, software and hardware sales.
  • Solicitor.
  • Accountant.
  • Management or business consultant.
  • Miscellaneous (i.e. newspapers and magazines, recruitment agencies, school or college.)

Refer to the policy wordings for further details.

Exclusions

  • Prior or pending claims.
  • Fraud and dishonesty.
  • Assumed duty or obligation.
  • Billings.
  • Related or associated entities.
  • Fines and penalties.
  • Nuclear.
  • Supply of goods.
  • War.
  • Terrorism.
  • Absolute asbestos.
  • Mould.
  • Bodily Injury and property damage.
  • Antitrust.
  • Loss of Revenue.
  • Refer to the policy wordings for further details.

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