Industrial All Risks Policy

coverage for
physical damages

Secure your industrial assets

About the Policy

This policy provides security against both physical damage to industrial property and any loss of business that may incur due to the same.

It is crafted specifically for industrial operations, so as to make smooth functioning possible even in times of untoward events.

Important details


Material Damage

  • Fire and special perils
  • Burglary
  • Earthquake
  • Machinery breakdown and boiler explosion
  • Breakdown of electronic equipment

Business Interruption

  • Loss of profit due to machinery loss of profit (optional).
  • Loss of profit other than machinery loss of profit.


  • Money cheque stamps bonds credit cards, securities of any description, jewellery, precious stones etc.

  • Vehicles licensed for road use.

  • Property in transit other than within the premises specified.

  • Damage to the property insured caused by faulty or defective design materials or workmanship.

  • Acts of fraud or dishonesty.

  • Coastal or river erosion.

  • Wilful act or negligence.

  • Cessation of work delay or loss of market or any other consequential or indirect loss.

  • War and nuclear perils.

Refer to the policy wordings for further details.

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