• Damage caused to commercial property due to fire, riot & strike.
• Coverage against assets lost and damaged due to burglary, housebreaking, larceny or theft.
• Accidental loss or damage of commercial property.
• Additional covers include mechanical, electrical breakdown and worldwide coverage.

• Damage caused by any process of cleaning, dyeing / bleaching, restoring, repairing or renovation or deterioration arising from wear or any other gradually operating cause such as heating, drying etc.
• Loss or damage caused by any defects existing at the time of commencement of the present insurance.
• Loss or damage for which the manufacturer or supplier is responsible.
• Loss of or damage to rented or hired property for which the owner is responsible.
• Loss or damage to money, securities, manuscripts, deeds, bonds, bills of exchange, promissory etc. War and war like operations, terrorism and nuclear risks.
• Deductible consequential loss or legal liability of any kind.

Refer to the policy wordings for further details.