Contractor's All Risks

Securing contractor’s
financial investments

Coverage for construction and
engineering projects

About the Policy

The policy provides coverage to contractors in construction and engineering projects, against a wide variety of financial risks, including but not limited to damage to equipment, liability arising out of the project and more.

Important details


  • Protects your financial investment in your construction projects either individually or jointly as a principal, contractor or subcontractor. either individually or jointly.
  • Cover damages to your construction projects arising from all unforeseen circumstances except those specifically excluded.


  • War and nuclear group of perils.
  • Wilful act/ negligence.
  • Inventory losses.
  • Normal wear and tear, gradual deterioration, rust, aesthetic defects, scratching of painted or polished surface and breakage of glass.
  • Loss or damage due to faulty design, defective material or casting and bad workmanship (limited to items immediately affected).
  • Cost of rectification or correction of any error during erection not resulting in physical loss or damage.
  • Damage to files, drawings, accounts, bills and currency.
  • Consequential losses.
  • Cessation of work (both )partial or total
  • Policy excess is the first amount of any claim that you have to bear.

Refer to the policy wordings for further details.

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