Erection All Risks Insurance

Comprehensive coverage
for erection projects

Securing construction and engineering endeavours

About the Policy

The policy aims at providing complete security for erection projects, including the processes of storage, erection, testing and commissioning. It is crafted to be comprehensive and thus covers damage to projects arising from unforeseen circumstances unless stated otherwise.

Important details


  • Protection for financial investment in projects either as a Principal or as a Contractor.
  • Policy can be availed either individually or jointly as the principal, contractor or subcontractor.
  • The policy offer cover at various stages of the projects such as storage, erection, testing and commissioning.
  • Comprehensive policy to cover damage to your project arising from all unforeseen circumstances, unless stated otherwise.

Refer to the policy wordings for further details.


  • War and nuclear group of perils.
  • Wilful act/ negligence.
  • Inventory losses.
  • Normal wear and tear, gradual deterioration, rust, aesthetic defects, scratching of painted or polished surface, breakage of glass.
  • Loss or damage due to faulty design, defective material or casting and bad workmanship (limited to items immediately affected).
  • Cost of rectification or correction of any error during erection not resulting in physical loss or damage.
  • Damage to files, drawings, accounts, bills and currency.
  • Penalties for non-fulfilment of contractual obligations.
  • Consequential losses.
  • Partial or total cessation of work.
  • Policy excess is the first amount of any claim that you have to bear.

Refer to the policy wordings for further details.

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