About the Policy
Our Group Premier Personal Accident Policy provides financial compensation for loss due to an accidental injury to your employees, students, teachers or members and their family.
With Group Premier Personal Accident Policy, you can insure your employees, students, teachers or members and their family under one policy against losses incurred due to an accidental injury. The policy provides comprehensive coverage like Accidental Death, Permanent Total Disability, Permanent Partial Disability and Temporary Total Disability.
Add-on Cover
Insured person can avail various covers like Inpatient hospitalization medical expenses, Outpatient Medical expenses, dependent child education and many more.
Important details
Features
Base Cover
- Accidental death
- Permanent total disability
- Permanent partial disability
Temporary total disability
Add on Cover
- In Patient hospital medical expenses
- Outpatient medical expenses
- Burns
- Broken bones
- Dependent child education benefit
- Repatriation of mortal remains
Exclusions
Any pre-existing condition(s) / disability
Suicide or attempted suicide, intentionally self-inflicted Injury or Illness
Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens
Participation in an actual or attempted felony, riot, crime, misdemeanour, or civil commotion
Arising or resulting from the insured persons committing any breach of law with criminal intent
War, civil war, invasion, insurrection, revolution, act of foreign enemy
Please refer to the Policy Wording for a complete list of exclusions.