Group Premier Personal
Accident Policy

Get insured with our
comprehensive cover
against accidents

Avail benefits & features that are simply par excellence

About the Policy

Our Group Premier Personal Accident Policy provides financial compensation for loss due to an accidental injury to your employees, students, teachers or members and their family.

With Group Premier Personal Accident Policy, you can insure your employees, students, teachers or members and their family under one policy against losses incurred due to an accidental injury. The policy provides comprehensive coverage like Accidental Death, Permanent Total Disability, Permanent Partial Disability and Temporary Total Disability.

Add-on Cover

Insured person can avail various covers like Inpatient hospitalization medical expenses, Outpatient Medical expenses, dependent child education and many more.

Important details

Features

Base Cover

  • Accidental death
  • Permanent total disability
  • Permanent partial disability
  • Temporary total disability

Add on Cover

  • In Patient hospital medical expenses
  • Outpatient medical expenses
  • Burns
  • Broken bones
  • Dependent child education benefit
  • Repatriation of mortal remains

Exclusions

  • Any pre-existing condition(s) / disability

  • Suicide or attempted suicide, intentionally self-inflicted Injury or Illness

  • Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens

  • Participation in an actual or attempted felony, riot, crime, misdemeanour, or civil commotion

  • Arising or resulting from the insured persons committing any breach of law with criminal intent

  • War, civil war, invasion, insurrection, revolution, act of foreign enemy

Please refer to the Policy Wording for a complete list of exclusions.

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