About the Policy
This plan offers comprehensive coverage, providing the benefits of the basic plan, without sub-limits for room rent, ICU charges, doctors and diseases related fees.
| Schedule of benefits | Sum Insured Limit (3-50 Lacs) |
|---|---|
| In-patient hospitalisation |  |
| Room rent (per day) | No limit |
| ICU charges (per day) | No limit |
| Doctor fees | No limit |
| Pre hospitalisation | 60 Days |
| Post hospitalisation | 90 Days |
| Ambulance charges (#) | |
| Daily allowance |  |
| Organ donor benefit | 20% of sum insured |
| Recharge/replenish benefit | |
| Medical checkup | |
| Non Medical expenses (-) (on cashless facility) |
|
| Sum insured increase | 10% on cashless |
| Domiciliary hospitalisation (@) | |
| No claim bonus | |
| 2 Year Policy availability | |
Non medical expenses (-)
| Sum Insured | Maximum amount per day |
|---|---|
| 3 to 6 Lakhs | 1,000 |
| 7 to 9 Lakhs | 2,000 |
| 10 to 15 Lakhs | 3,000 |
| 20 to 50 Lakhs | 5,000 |
Ambulance charges (#)
| Sum Insured | Maximum amount per hospitalisation |
|---|---|
| 1 to 2 Lakhs | 1,000 |
| 3 to 9 Lakhs | 1,500 |
| 10 to 50 Lakhs | 2,500 |
| - | - |
Domiciliary hospitalisation (@)
| Sum Insured | Maximum amount per claim |
|---|---|
| 1 to 2 Lakhs | 15,000 |
| 3 to 9 Lakhs | 25,000 |
| 10 to 20 Lakhs | 50,000 |
| 25 to 50 Lakhs | 1,50,000 |
Important Details
Features
Special features you can enjoy
- Choice of third party administrator
- Cashless facility available at more than 5,000+ hospitals across the country
- Online facility for policy issuance and claim registration
Exclusions
- Pre-existing diseases (Code- Excl01)
- First thirty days waiting period (Code- Excl03)
- Investigation & evaluation (Code- Excl04)
- Rest cure, rehabilitation and respite care (Code- Excl05)
- Obesity/weight control (Code- Excl06)
- Cosmetic or plastic Surgery (Code- Excl08)
Refer to the policy wordings for further details.
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