RQBE Surrogacy and Oocyte Donor
Insurance Policy
Secure your Health from
Medical Complications
With our plan to get the
best insurance benefits
About the Policy
The policy provides hospitalization cover to Surrogate mothers and Oocyte Donors for complications arising out of Surrogacy and Procedure for retrieval of Oocyte.
Important details
Features
- Inpatient hospitalization due to Complications arising out of Surrogacy and Oocyte Retrieval
- Coverage from ₹ 3,00,000 to ₹ 10,00,000
- Choice of third-party administrator
- Cashless facility available at more than 5,000+ hospitals across the country
To know all features kindly refer the Policy Wording
Key Exclusions
- Delivery (Normal/Cesarean) charges of the Surrogate Mother
- The Newborn Baby through Surrogacy to the Surrogate Mother
- Complication of Pregnancy to the Surrogate Mother, which is for other than ‘Altruistic Surrogacy’ and / or for the second Surrogacy and / or if the Surrogate Mother donates her own gametes
- Miscarriage (including miscarriage due to accident) except in case of life-threatening medical condition to the surrogate mother, during the policy period of the Surrogate Mother
- Complications arising due to oocyte retrieval if the insured is donating for the second time
- Treatment of any pre-existing condition/disease of the Insured including its complications
- Treatment taken on OPD basis by the Insured
- Pre and Post Hospitalization of the Insured
Please refer to the Policy Wording for a complete list of exclusions.
