Important details

• Benefits
  Details of Coverage
• Hospitalisation Expenses - Medical Practitioners fees (Surgeon/Physician/Anaesthetist/Consultant charges), Instigations & Diagnostics, Medicines-drugs, IV fluids, Anaesthesia, Operation Theatre Charges, Blood, Oxygen, Surgical Appliances charges, Room Rent & Nursing charges.
  Expenses of Hospitalisation for a minimum period of 24 consecutive hours only shall be admissible. Time limit of 24 hrs shall not apply when the treatment is a Day Care Procedure.
• Day Care Procedures
  Covered up to Sum Insured
• Pre-Hospitalisation Expenses
  Covered up to 60 Days
• Post-Hospitalisation Expenses
  Covered up to 90 Days
• Room Rent & ICU Charges
  Covered as Actual (No Limit)
• Restore Benefit
  Covered up to Basic Sum Insured once in Policy Year
• No Claim Bonus (NCB)
  5% of Basic Sum Insured per policy year - Max up to 100%
• Increase in Sum Insured (on cashless hospitalisation)
  10% of paid claim amount get added back to sum insured.
• Annual Health Check-up
  Once in a Policy Year
• Non-Medical Expenses (On Cashless Hospitalisation)
  Covered up to Rs. 1000 per day
• Hospitalisation due to Accidental Injury
  Covered from day 1
• Waiting Period Applicable
  First 30 days / 2 & 3 years for Illness Specific waiting period/ 3 years for Pre-Existing Diseases. Standard Exclusions also applicable.

*This is the summary of benefits under policy, for more details - policy terms & conditions refer policy wordings.