About the Policy
Home is one of the most valuable assets for anybody. As the name suggests, this policy protects you and your home from fire and also from bursting, overflowing of tanks and natural calamities. This will also help you to secure your life’s big investment from several other untoward events.
This policy secures your belongings and property by providing mitigation for financial losses incurred in such events.
Important details
Features
- Coverage from fire, lightning, natural calamity, bursting and overflowing of water tanks.
- Apparatus, pipes, Impact damage due to rail, road, animal, Riot, strike, malicious damage (optional).
- Additional coverage for debris removal and architect/surveyor fee.
Exclusions
- Fire due to its own fermentation, natural heating, and spontaneous combustion.
- Stocks undergoing heating or drying process.
- Explosion of boilers or steam generating vessels and machinery subject to centrifugal force by its own explosion or implosion.
- Total or partial cessation of work/retarding/interruption of any process or operations arising out of insured perils.
- Impact damage by vehicles belonging to you or your employees or any other occupier of the premises.
- Loss or damage to electrical machines/apparatus which is the source of fire.
- Earthquake.
Refer to the policy wordings for further details.