Package Policy - Goods Carrying vehicle
Comprehensive coverage
for your Vehicle
Goods carrying vehicle insurance
About the Policy
The Package Policy for goods carrying vehicles offered by Raheja QBE provides coverage against a wide number of occurrences, including but not limited to Fire, Explosion, Burglary and Natural calamity . Additional coverages such as personal accident cover and coverage for legal liability can be opted for to get an optimised coverage.
Important details
Features
Coverage to the commercial vehicle against the following:
- Fire explosion self ignition or lightning
- Burglary housebreaking or theft
- Riot and strike
- Earthquake (fire and shock damage)
- Flood typhoon hurricane storm tempest inundation cyclone hailstorm frost
- Accidental external means
- Malicious act
- Terrorist activity
- Whilst in transit by road rail inland-waterway lift elevator or air
- Landslide rockslide
Additional coverage:
Loss of accessories
Personal Accident cover to you or any named person (other than employees) Personal Accident cover to Paid Driver/Conductor/Cleaner
Legal liability to paid Driver/Conductor/Cleaner Legal liability to non-fare paying passengers
Exclusions
- Policy Excess - This is the first amount of any claim that you have to bear.
- Depreciation, Wear & Tear.
- Consequential Loss.
- Mechanical or Electrical breakdown.
- Damage to Tyres unless vehicle is damaged at the same time.
- Driving without an Effective Driving License.
- Driving under the Influence of Alcohol/Drugs.
Refer to the policy wordings for further details.
