Commercial Crime Insurance

Security against
corporate crime

Insuring businesses from malicious activity

About the Policy

The policy provides businesses with coverage against fraudulent activities committed by an employee or others, while also covering legal liability that might arise from the same.

Important details


    The policy indemnifies the insured against:

  • Fraud or dishonesty committed by any employee (acting alone or in collusion with others).
  • A fraudulent act committed by any other person.
  • Fraudulent activity committed by employees including cover for part time, temporary employees, students and volunteers.
  • Cover in respect of property belonging to any other individual or organisation, but which is in the care custody or control of the insured.
  • Cover to indemnify the insured for reasonable legal fees, costs and expenses incurred and paid by the insured in the defence of any demand, claim, suit or legal proceedings.
  • The physical loss or damage to money or securities.
  • New entities that are newly created and acquired.

Refer to the policy wordings for further details.


  • Consequential loss.
  • Credit risks.
  • Directors/Partners.
  • Employee acts.
  • Extortion or kidnap and ransom.
  • Fees, costs and expenses.
  • Fines, penalties or damages.
  • Fire.
  • Premise damages.
  • Prior or subsequent discovery of loss.
  • Profit, loss or inventory computation.

Refer to the policy wordings for further details.

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