Information and
Communication Technology
Liability Insurance

Security for
Technology providers

Secure your services from legal liabilities

About the Policy

The policy provides cover for legal liability arising from providing ICT services. The policy covers professions such as software development, hardware designing, telecommunication service and more.

Important details


Errors and Omissions:

  • Indemnifies professionals against third party legal liability for any claim in respect of negligent acts, errors or omissions incurred in the provision of information and communication technology services.
  • Provides cover for defence costs.

Personal Injury and Property Damage:

  • Indemnifies professionals against the amounts (including defence costs) which she/he becomes liable to pay by the way of third party compensation in respect of personal injury and property damage.

Major professions covered:

  • Software developer (financial/accounting, business systems, e-commerce, asset/inventory management, etc.).
  • Hardware designer/manufacturer/importer.
  • Telecommunication service provider.
  • Data communication service provider (ISP).
  • Data processing or warehouse service provider.
  • Computer or IT Consultation

Refer to the policy wordings for further details.


  • Assumed liability.
  • Prior or pending liability.
  • Trading debts.
  • Related parties.
  • Employment liability.
  • Faulty workmanship.
  • Fines, penalties and punitive damages.
  • Fraud and dishonesty.
  • Pollution.
  • Radioactivity.
  • War.
  • Refer to the policy wordings for further details.

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