Coverage against legal liability arising out of the use of the vehicle, towards third parties:

• Arising on bodily injury to / on death of a person and
• Any damage caused to third party property (up to 7.5 lacs).

Additional covers:

"Personal Accident Cover" against Accidental Death and Permanent Total Disablement for Rs 15 Lacs for individual owners of the vehicle whilst driving the vehicle. This benefit is not available for company owned vehicles.

Additional Legal liabilities for:

• Paid driver/conductor/cleaner employed in operation of vehicle
• Employees travelling in/driving the vehicle other than paid driver.
• Non-fare paying passengers.

Bifuel-Kit:

Any Legal Liability arising out of the use of CNG-LPG bifuel kit

Personal Accident Cover for:

Paid Driver/ Conductor/ Cleaner up to maximum of Rs 2 lacs.

• Vehicle being used otherwise than in accordance with “Limitation as to Use” as stated in the policy schedule.
• Vehicle being driven by or is for the purpose of being driven by or in the charge of any person other than a driver as stated in the Driver’s clause mentioned in the policy schedule.
• A claim arising out of contractual liability.
• Death or bodily injury to any person (other than a passenger carried by reason of or in pursuance of a contract of employment) being carried in or upon or entering or mounting or alighting from the motor vehicle at the time of the occurrence of the event out of which any claim arises.
• Any claim contributed to/ by or traceable to or arising out of or in connection with nuclear weapons material.

Refer to the policy wordings for further details.